Who is behind US Money Rules

US Money Rules is published by Radif Partners, a company that builds free tools on public rules and published prices. It is written for the moment you have to pay a landlord who will not take a card, deposit a check you cannot afford to see held for a week, or move a sum larger than your app lets you send in one go.

Why this site exists

Each of these questions has an answer, but it is scattered: one bank page per bank, one help article per store, the regulation on eCFR, and articles that repeat figures from the year before. The tools here put the answers side by side and do the arithmetic: how many money orders a sum needs and what they cost at each seller, the last day a bank may hold each part of a deposit under Regulation CC, how many days a transfer takes under a bank’s daily cap.

Where the figures come from

Federal rules come from the Code of Federal Regulations as published on eCFR: Regulation CC (12 CFR Part 229) for check holds and the Bank Secrecy Act rules (31 CFR Part 1010) for large cash purchases. Fees and limits come from each provider’s own public pages: fee schedules, deposit agreements, help centers and price lists of 35 banks, stores, transmitters and apps. Each figure carries the address of the page it was read on and the date. When a provider does not publish a number, the site says “not published” instead of guessing. The method page explains every calculation.

What we are not

We are not a bank, a credit union, the Postal Service, a retailer, a money transmitter, a payment app, the Federal Reserve or the CFPB. We cannot see your account, lift a hold, raise a limit or trace a money order. The site uses no bank logo or official seal: names appear as plain text so you can recognize them.

How the site is paid for, and what it will not do

The site takes no referral fee and carries no link to open an account, no sponsored ranking and no “best bank” list. It asks for no name, email or phone number. If advertising is added one day, it will never sit inside a tool and cannot read what you type, which never leaves your browser.

Tell us when something is wrong

Fees and limits change. Write to contact@usmoneyrules.com with the page, the figure and, if you have it, the provider page that says otherwise. The editorial policy explains how a correction is made and dated. The site has 44 pages of tools and guides.

Figures last checked on October 27, 2026.