Editorial and corrections policy

People use these pages to decide where to buy a money order, whether a rent payment will clear in time or how to split a transfer. A wrong fee costs a few dollars; a wrong hold date can cost a late fee or a bounced payment. So every figure points to the page it was read on, with the date.

Who is responsible

Radif Partners, reachable at contact@usmoneyrules.com.

What we read

• the Code of Federal Regulations on eCFR: Regulation CC (12 CFR Part 229) and 31 CFR Part 1010;
• the Postal Service’s price list and money order pages;
• each bank’s consumer fee schedule, deposit account agreement, online banking agreement and help pages;
• the help centers and terms of stores, money transmitters and payment apps;
• consumer pages of the FTC and the CFPB on check and payment scams.

Sources we refuse

Rate roundups, comparison sites, forums, news articles and search-engine snippets never supply a figure here, even when they are right: we read the provider’s own page. A value a provider does not publish is shown as “not published”, never estimated. No ranking is sponsored and no provider pays to appear or to be left out.

Review cycle

A script re-reads every cited provider page each month once the site is online and flags the pages whose text changed; a person then reads them and updates the figures and their dates by hand. Federal amounts in Regulation CC change every five years (next adjustment July 1, 2030) and are re-read when the Federal Register publishes them.

Corrections

1. We open the provider’s page again.
2. We correct the data file, with the new date of reading, and add a test when a calculation changes.
3. The site rebuilds and every page that uses the figure follows.

Independence

No bank, store, transmitter or app pays for or reviews what is published here, and the site carries no affiliate or account-opening link. See also the method page. Version of October 27, 2026.